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(MoneyNewsWire.Net, March 09, 2016 ) While many investors diversify with multiple equity and fixed-income investments, these are volatile instruments. Stock markets drop, while fixed-income products (such as bonds) can be defaulted on or decline once interest rates rise.
In addition, we are entering uncertain economic times with great debt burdens, central banks printing more money, and political instability around the world. Therefore, investors should diversify beyond stocks and bonds, and consider acquiring some precious metals such as gold.
Holding gold is unlike holding paper assets. Gold is a physical metal of limited quantities, which has served as a long-term store of value and a hedge against inflation for centuries.
When it comes to retirement savings, the residents of the United States have access to Individual Retirement Accounts (IRAs). For gold investing, there are Gold IRAs with which it is possible to diversify for retirement. Those who already have IRAs invested in stocks and bonds can rollover part, or all, of their investments into gold assets.
With these kinds of IRAs, the investors can acquire not only physical gold, but also silver and platinum metals, and these are held in a custodian account.
What is great about precious metals is that they have intrinsic value unlike paper-based assets, which can decline to zero (as in the case of company's bankruptcy).
Gold and silver coins such as the American Eagles are minted and guaranteed by the United States government. Those who invest in these bullion coins are guaranteed their purity. Gold and silver are considered to be the oldest form of money- and can't be printed by the Federal Reserve Bank (Fed) like the paper dollars.
In fact, the Fed had printed trillions of extra dollars after the 2008 financial crisis. With more paper dollars in circulation, their value is bound to decline through inflation. So, even those who save cash should consider some precious metals investing.
JP Reviews
James Dickinson
2022931444
info@hpstats.com
Source: EmailWire.Com 
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